*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  :root {
    --navy: #0B2545;
    --blue: #1B4F8A;
    --sky: #3A86D8;
    --teal: #17A585;
    --mint: #E8F7F4;
    --cream: #F7F9FC;
    --white: #ffffff;
    --text: #1A2740;
    --muted: #5A6A82;
    --border: #DCE5F0;
    --shadow: 0 8px 32px rgba(11,37,69,0.10);
    --shadow-lg: 0 20px 60px rgba(11,37,69,0.15);
    --radius: 16px;
    --radius-sm: 10px;
  }

  html { scroll-behavior: smooth; }

  body {
    font-family: 'DM Sans', sans-serif;
    color: var(--text);
    background: var(--white);
    overflow-x: hidden;
    line-height: 1.65;
  }

  /* ── UTILITIES ── */
  .container { max-width: 1160px; margin: 0 auto; padding: 0 24px; }
  .section { padding: 96px 0; }
  .section-alt { background: var(--cream); }
  h1,h2,h3,h4 { font-family: 'Playfair Display', serif; line-height: 1.22; color: var(--navy); }
  .tag {
    display: inline-block;
    background: var(--mint);
    color: var(--teal);
    font-size: 12px; font-weight: 600;
    text-transform: uppercase; letter-spacing: 1.5px;
    padding: 6px 16px; border-radius: 100px;
    margin-bottom: 16px;
  }
  .btn {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 14px 30px; border-radius: 100px;
    font-family: 'DM Sans', sans-serif; font-size: 15px; font-weight: 600;
    cursor: pointer; border: none; text-decoration: none;
    transition: transform 0.22s ease, box-shadow 0.22s ease, background 0.22s ease;
  }
  .btn:hover { transform: translateY(-2px); }
  .btn-primary {
    background: linear-gradient(135deg, var(--sky) 0%, var(--blue) 100%);
    color: #fff;
    box-shadow: 0 6px 24px rgba(58,134,216,0.35);
  }
  .btn-primary:hover { box-shadow: 0 12px 32px rgba(58,134,216,0.45); }
  .btn-outline {
    background: transparent;
    color: var(--blue);
    border: 2px solid var(--blue);
  }
  .btn-outline:hover { background: var(--blue); color: #fff; }
  .btn-white {
    background: #fff;
    color: var(--blue);
    box-shadow: 0 6px 24px rgba(0,0,0,0.12);
  }
  .btn-white:hover { box-shadow: 0 12px 32px rgba(0,0,0,0.18); }
  .btn-teal {
    background: linear-gradient(135deg, var(--teal) 0%, #128A6E 100%);
    color: #fff;
    box-shadow: 0 6px 24px rgba(23,165,133,0.35);
  }
  .btn-teal:hover { box-shadow: 0 12px 32px rgba(23,165,133,0.45); }

  /* ── REVEAL ANIMATIONS ── */
  .reveal {
    opacity: 0;
    transform: translateY(36px);
    transition: opacity 0.72s cubic-bezier(0.22,1,0.36,1), transform 0.72s cubic-bezier(0.22,1,0.36,1);
  }
  .reveal.visible { opacity: 1; transform: none; }
  .reveal-left { opacity: 0; transform: translateX(-40px); transition: opacity 0.72s cubic-bezier(0.22,1,0.36,1), transform 0.72s cubic-bezier(0.22,1,0.36,1); }
  .reveal-left.visible { opacity: 1; transform: none; }
  .reveal-right { opacity: 0; transform: translateX(40px); transition: opacity 0.72s cubic-bezier(0.22,1,0.36,1), transform 0.72s cubic-bezier(0.22,1,0.36,1); }
  .reveal-right.visible { opacity: 1; transform: none; }
  .delay-1 { transition-delay: 0.08s; }
  .delay-2 { transition-delay: 0.16s; }
  .delay-3 { transition-delay: 0.24s; }
  .delay-4 { transition-delay: 0.32s; }
  .delay-5 { transition-delay: 0.40s; }

  /* ══ HEADER ══ */
  #header {
    position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
    background: rgba(255,255,255,0.97);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--border);
    transition: box-shadow 0.3s;
  }
  #header.scrolled { box-shadow: 0 4px 24px rgba(11,37,69,0.10); }
  .header-inner {
    display: flex; align-items: center; justify-content: space-between;
    height: 72px; gap: 16px;
  }
  .logo {
    display: flex; align-items: center; gap: 10px;
    text-decoration: none; flex-shrink: 0;
  }
  .logo-icon {
    width: 40px; height: 40px;
    background: linear-gradient(135deg, var(--sky), var(--blue));
    border-radius: 10px;
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
  }
  .logo-icon svg { width: 22px; height: 22px; fill: #fff; }
  .logo-text { display: flex; flex-direction: column; line-height: 1.1; }
  .logo-text strong {
    font-family: 'Playfair Display', serif;
    font-size: 17px; font-weight: 700;
    color: var(--navy);
  }
  .logo-text span { font-size: 10px; color: var(--muted); font-weight: 500; letter-spacing: 0.5px; }

  nav { display: flex; align-items: center; gap: 4px; }
  nav a {
    padding: 8px 14px; border-radius: 8px;
    font-size: 14px; font-weight: 500; color: var(--text);
    text-decoration: none;
    transition: color 0.2s, background 0.2s;
  }
  nav a:hover { color: var(--blue); background: var(--cream); }

  .header-cta { display: flex; align-items: center; gap: 10px; }
  .call-btn {
    display: inline-flex; align-items: center; gap: 7px;
    padding: 10px 20px; border-radius: 100px;
    background: linear-gradient(135deg, var(--sky), var(--blue));
    color: #fff; font-size: 14px; font-weight: 600;
    text-decoration: none;
    box-shadow: 0 4px 14px rgba(58,134,216,0.35);
    transition: transform 0.2s, box-shadow 0.2s;
  }
  .call-btn:hover { transform: translateY(-1px); box-shadow: 0 8px 20px rgba(58,134,216,0.45); }
  .call-btn svg { width: 15px; height: 15px; fill: #fff; flex-shrink: 0; }

  /* hamburger */
  .hamburger {
    display: none; flex-direction: column; gap: 5px;
    background: none; border: none; cursor: pointer;
    padding: 6px; border-radius: 6px;
  }
  .hamburger span {
    display: block; width: 22px; height: 2px;
    background: var(--navy); border-radius: 2px;
    transition: transform 0.3s, opacity 0.3s;
  }
  .hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .hamburger.open span:nth-child(2) { opacity: 0; }
  .hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

  .mobile-menu {
    display: none; flex-direction: column;
    background: #fff; border-top: 1px solid var(--border);
    padding: 16px 24px 20px;
    gap: 4px;
  }
  .mobile-menu.open { display: flex; }
  .mobile-menu a {
    padding: 12px 0; font-size: 16px; font-weight: 500;
    color: var(--text); text-decoration: none;
    border-bottom: 1px solid var(--border);
    transition: color 0.2s;
  }
  .mobile-menu a:hover { color: var(--blue); }
  .mobile-call {
    display: inline-flex; align-items: center; gap: 8px;
    margin-top: 12px; padding: 13px 24px;
    border-radius: 100px;
    background: linear-gradient(135deg, var(--sky), var(--blue));
    color: #fff; font-size: 15px; font-weight: 600;
    text-decoration: none; justify-content: center;
  }
  .mobile-call svg { width: 16px; height: 16px; fill: #fff; }

  /* ══ HERO ══ */
  #home {
    position: relative; min-height: 100vh;
    display: flex; align-items: center;
    overflow: hidden;
    background: var(--navy);
    padding-top: 72px;
  }
  .hero-bg {
    position: absolute; inset: 0;
    background: url('https://images.unsplash.com/photo-1600880292203-757bb62b4baf?w=1600&q=80') center/cover no-repeat;
    opacity: 0.18;
  }
  .hero-overlay {
    position: absolute; inset: 0;
    background: linear-gradient(135deg, rgba(11,37,69,0.96) 0%, rgba(27,79,138,0.88) 60%, rgba(11,37,69,0.80) 100%);
  }
  .hero-shapes {
    position: absolute; inset: 0; overflow: hidden; pointer-events: none;
  }
  .hero-shape {
    position: absolute; border-radius: 50%;
    background: linear-gradient(135deg, rgba(58,134,216,0.12), rgba(23,165,133,0.08));
    animation: floatShape 8s ease-in-out infinite;
  }
  .hero-shape-1 { width: 600px; height: 600px; top: -200px; right: -150px; animation-delay: 0s; }
  .hero-shape-2 { width: 400px; height: 400px; bottom: -100px; left: -100px; animation-delay: -3s; }
  .hero-shape-3 { width: 200px; height: 200px; top: 30%; right: 15%; animation-delay: -5s; }
  @keyframes floatShape {
    0%,100% { transform: translateY(0) scale(1); }
    50% { transform: translateY(-20px) scale(1.04); }
  }
  .hero-content {
    position: relative; z-index: 2;
    text-align: center; max-width: 820px; margin: 0 auto;
    padding: 80px 0;
  }
  .hero-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(255,255,255,0.10); border: 1px solid rgba(255,255,255,0.20);
    color: #fff; padding: 8px 20px; border-radius: 100px;
    font-size: 13px; font-weight: 500; margin-bottom: 28px;
    backdrop-filter: blur(8px);
    animation: fadeInDown 0.8s ease forwards;
  }
  .hero-badge svg { width: 14px; height: 14px; fill: var(--teal); }
  .hero-content h1 {
    font-size: clamp(36px, 6vw, 68px);
    color: #fff; margin-bottom: 20px;
    animation: fadeInUp 0.9s 0.1s ease both;
  }
  .hero-content h1 span { color: var(--sky); }
  .hero-content p {
    font-size: clamp(16px, 2vw, 19px); color: rgba(255,255,255,0.78);
    max-width: 620px; margin: 0 auto 36px;
    animation: fadeInUp 0.9s 0.2s ease both;
  }
  .hero-btns {
    display: flex; flex-wrap: wrap; gap: 14px; justify-content: center;
    animation: fadeInUp 0.9s 0.3s ease both;
  }
  .hero-disclaimer {
    display: flex; align-items: center; justify-content: center; gap: 8px;
    margin-top: 28px; color: rgba(255,255,255,0.55); font-size: 13px;
    animation: fadeInUp 0.9s 0.4s ease both;
  }
  .hero-disclaimer svg { width: 14px; height: 14px; fill: var(--teal); flex-shrink: 0; }
  .hero-stats {
    position: relative; z-index: 2;
    display: flex; justify-content: center; flex-wrap: wrap; gap: 20px;
    padding: 28px 24px;
    border-top: 1px solid rgba(255,255,255,0.10);
  }
  .hero-stat {
    text-align: center; color: #fff;
    animation: fadeInUp 0.9s 0.5s ease both;
  }
  .hero-stat strong { display: block; font-family: 'Playfair Display', serif; font-size: 32px; color: var(--sky); }
  .hero-stat span { font-size: 13px; color: rgba(255,255,255,0.60); }
  .hero-divider { color: rgba(255,255,255,0.15); font-size: 24px; align-self: center; }

  @keyframes fadeInUp { from { opacity: 0; transform: translateY(24px); } to { opacity: 1; transform: none; } }
  @keyframes fadeInDown { from { opacity: 0; transform: translateY(-14px); } to { opacity: 1; transform: none; } }

  /* ══ HOW IT WORKS ══ */
  .how-grid {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px;
    margin-top: 56px;
  }
  .step-card {
    background: var(--white); border-radius: var(--radius);
    padding: 40px 32px; position: relative;
    border: 1px solid var(--border);
    box-shadow: var(--shadow);
    transition: transform 0.3s, box-shadow 0.3s;
  }
  .step-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
  .step-number {
    position: absolute; top: -18px; left: 32px;
    width: 36px; height: 36px;
    background: linear-gradient(135deg, var(--sky), var(--blue));
    border-radius: 50%; color: #fff;
    font-size: 14px; font-weight: 700;
    display: flex; align-items: center; justify-content: center;
    box-shadow: 0 4px 14px rgba(58,134,216,0.4);
  }
  .step-icon {
    width: 64px; height: 64px; border-radius: 18px;
    background: linear-gradient(135deg, var(--mint), #D0F0E8);
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 20px;
  }
  .step-icon svg { width: 30px; height: 30px; }
  .step-card h3 { font-size: 20px; margin-bottom: 10px; }
  .step-card p { color: var(--muted); font-size: 15px; }
  .step-connector {
    position: absolute; top: 30px; right: -14px; z-index: 2;
    width: 28px; height: 28px;
    background: var(--white); border: 2px solid var(--border);
    border-radius: 50%; display: flex; align-items: center; justify-content: center;
  }
  .step-connector svg { width: 14px; height: 14px; fill: var(--sky); }

  /* ══ SERVICES ══ */
  .services-grid {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px;
    margin-top: 56px;
  }
  .service-card {
    background: var(--white); border-radius: var(--radius);
    padding: 36px 28px; border: 1px solid var(--border);
    transition: transform 0.3s, box-shadow 0.3s, border-color 0.3s;
    position: relative; overflow: hidden;
  }
  .service-card::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--sky), var(--teal));
    transform: scaleX(0); transform-origin: left;
    transition: transform 0.3s;
  }
  .service-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: transparent; }
  .service-card:hover::before { transform: scaleX(1); }
  .service-icon {
    width: 56px; height: 56px; border-radius: 14px;
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 18px;
  }
  .service-icon svg { width: 26px; height: 26px; }
  .service-card h3 { font-size: 18px; margin-bottom: 10px; }
  .service-card p { color: var(--muted); font-size: 14px; line-height: 1.6; }
  .service-link {
    display: inline-flex; align-items: center; gap: 6px;
    margin-top: 16px; font-size: 14px; font-weight: 600; color: var(--blue);
    text-decoration: none; transition: gap 0.2s;
  }
  .service-link:hover { gap: 10px; }
  .service-link svg { width: 14px; height: 14px; fill: var(--blue); }

  /* icon color helpers */
  .icon-blue { background: linear-gradient(135deg, #EBF4FF, #D6EAFF); }
  .icon-blue svg { fill: var(--blue); }
  .icon-teal { background: linear-gradient(135deg, var(--mint), #C8EDE6); }
  .icon-teal svg { fill: var(--teal); }
  .icon-sky { background: linear-gradient(135deg, #E8F4FD, #CEE8FB); }
  .icon-sky svg { fill: var(--sky); }
  .icon-purple { background: linear-gradient(135deg, #F0EEFF, #E0D8FF); }
  .icon-purple svg { fill: #7B5EA7; }
  .icon-orange { background: linear-gradient(135deg, #FFF4E6, #FFE4C0); }
  .icon-orange svg { fill: #D97706; }

  /* ══ WHY CHOOSE US ══ */
  .why-layout {
    display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center;
    margin-top: 56px;
  }
  .why-visual {
    position: relative; height: 440px;
  }
  .why-image {
    width: 100%; height: 100%; border-radius: 20px; overflow: hidden;
    box-shadow: var(--shadow-lg);
  }
  .why-image img {
    width: 100%; height: 100%; object-fit: cover;
    transition: transform 0.5s;
  }
  .why-image:hover img { transform: scale(1.03); }
  .why-badge-card {
    position: absolute; bottom: -20px; right: -20px;
    background: var(--white); border-radius: var(--radius);
    padding: 18px 22px; box-shadow: var(--shadow-lg);
    border: 1px solid var(--border);
    display: flex; align-items: center; gap: 12px;
    z-index: 2;
  }
  .why-badge-icon {
    width: 44px; height: 44px; border-radius: 12px;
    background: linear-gradient(135deg, var(--mint), #C8EDE6);
    display: flex; align-items: center; justify-content: center; flex-shrink: 0;
  }
  .why-badge-icon svg { width: 22px; height: 22px; fill: var(--teal); }
  .why-badge-card strong { display: block; font-size: 13px; color: var(--navy); }
  .why-badge-card span { font-size: 12px; color: var(--muted); }
  .why-list { display: flex; flex-direction: column; gap: 20px; margin-top: 32px; }
  .why-item {
    display: flex; gap: 16px; align-items: flex-start;
    background: var(--white); border-radius: var(--radius-sm);
    padding: 18px 20px; border: 1px solid var(--border);
    transition: transform 0.25s, box-shadow 0.25s;
  }
  .why-item:hover { transform: translateX(6px); box-shadow: var(--shadow); }
  .why-item-icon {
    width: 42px; height: 42px; border-radius: 10px;
    background: linear-gradient(135deg, var(--mint), #C8EDE6);
    display: flex; align-items: center; justify-content: center; flex-shrink: 0;
  }
  .why-item-icon svg { width: 20px; height: 20px; fill: var(--teal); }
  .why-item h4 { font-size: 15px; font-weight: 600; color: var(--navy); margin-bottom: 3px; }
  .why-item p { font-size: 13px; color: var(--muted); }

  /* ══ ABOUT ══ */
  .about-layout {
    display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center;
    margin-top: 56px;
  }
  .about-img { border-radius: 20px; overflow: hidden; box-shadow: var(--shadow-lg); }
  .about-img img { width: 100%; display: block; transition: transform 0.4s; }
  .about-img:hover img { transform: scale(1.04); }
  .about-badges { display: flex; flex-direction: column; gap: 12px; margin: 24px 0; }
  .about-badge {
    display: flex; align-items: center; gap: 12px;
    padding: 14px 18px; border-radius: var(--radius-sm);
    background: var(--cream); border: 1px solid var(--border);
  }
  .check-icon { width: 22px; height: 22px; border-radius: 50%; background: var(--teal); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
  .check-icon svg { width: 12px; height: 12px; fill: #fff; }
  .about-badge span { font-size: 14px; font-weight: 500; color: var(--text); }

  /* ══ DISCLAIMER ══ */
  .disclaimer-section {
    background: linear-gradient(135deg, #FFF8E6 0%, #FEF4DC 100%);
    border: 2px solid #F5C842;
    border-radius: 20px;
    padding: 40px 48px;
    margin: 0 24px;
    position: relative; overflow: hidden;
  }
  .disclaimer-section::before {
    content: '⚠️';
    position: absolute; right: 32px; top: 32px;
    font-size: 48px; opacity: 0.15;
  }
  .disclaimer-header {
    display: flex; align-items: center; gap: 12px;
    margin-bottom: 20px;
  }
  .disc-icon { font-size: 28px; }
  .disclaimer-header h2 { font-size: 24px; color: #7A4F00; }
  .disclaimer-section p { color: #5A3800; line-height: 1.7; margin-bottom: 12px; font-size: 15px; }
  .disclaimer-section ul { padding-left: 20px; color: #5A3800; }
  .disclaimer-section ul li { margin-bottom: 6px; font-size: 15px; }

  /* ══ CONTACT ══ */
  .contact-layout {
    display: grid; grid-template-columns: 1fr 1.3fr; gap: 48px; align-items: start;
    margin-top: 56px;
  }
  .contact-info { display: flex; flex-direction: column; gap: 20px; }
  .contact-card {
    background: var(--white); border-radius: var(--radius);
    padding: 24px; border: 1px solid var(--border);
    display: flex; align-items: center; gap: 16px;
    transition: transform 0.25s, box-shadow 0.25s;
  }
  .contact-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
  .contact-card-icon {
    width: 50px; height: 50px; border-radius: 14px;
    display: flex; align-items: center; justify-content: center; flex-shrink: 0;
  }
  .contact-card-icon svg { width: 24px; height: 24px; }
  .contact-card strong { display: block; font-size: 13px; color: var(--muted); margin-bottom: 2px; }
  .contact-card a { font-size: 17px; font-weight: 600; color: var(--navy); text-decoration: none; transition: color 0.2s; }
  .contact-card a:hover { color: var(--sky); }
  .cta-strip {
    background: linear-gradient(135deg, var(--navy), var(--blue));
    border-radius: var(--radius); padding: 28px;
    text-align: center; color: #fff;
    margin-top: 20px;
  }
  .cta-strip h3 { font-size: 22px; color: #fff; margin-bottom: 8px; }
  .cta-strip p { color: rgba(255,255,255,0.7); font-size: 14px; margin-bottom: 18px; }

  /* form */
  .form-card {
    background: var(--white); border-radius: var(--radius);
    padding: 40px; border: 1px solid var(--border);
    box-shadow: var(--shadow);
  }
  .form-card h3 { font-size: 24px; margin-bottom: 6px; }
  .form-card > p { color: var(--muted); font-size: 14px; margin-bottom: 28px; }
  .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
  .form-group { display: flex; flex-direction: column; gap: 6px; margin-bottom: 16px; }
  .form-group label { font-size: 13px; font-weight: 600; color: var(--text); }
  .form-group input,
  .form-group select,
  .form-group textarea {
    padding: 12px 16px; border-radius: var(--radius-sm);
    border: 1.5px solid var(--border);
    font-family: 'DM Sans', sans-serif; font-size: 15px; color: var(--text);
    background: var(--cream); transition: border-color 0.2s, box-shadow 0.2s;
    outline: none;
  }
  .form-group input:focus,
  .form-group select:focus,
  .form-group textarea:focus {
    border-color: var(--sky);
    box-shadow: 0 0 0 3px rgba(58,134,216,0.12);
    background: #fff;
  }
  .form-group textarea { min-height: 110px; resize: vertical; }
  .form-group select { appearance: none; cursor: pointer; }
  .form-submit { width: 100%; padding: 15px; font-size: 16px; }
  .form-note { font-size: 12px; color: var(--muted); margin-top: 12px; text-align: center; }
  .success-message {
    display: none; background: var(--mint); border: 1.5px solid var(--teal);
    border-radius: var(--radius-sm); padding: 14px 20px;
    color: #0D6E56; font-size: 14px; font-weight: 500; margin-bottom: 16px;
    align-items: center; gap: 10px;
  }
  .success-message.show { display: flex; }
  .success-message svg { width: 18px; height: 18px; fill: var(--teal); flex-shrink: 0; }

  /* ══ FOOTER ══ */
  footer {
    background: var(--navy);
    padding: 64px 0 32px;
    color: rgba(255,255,255,0.65);
  }
  .footer-grid {
    display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px;
    margin-bottom: 48px;
  }
  .footer-brand { }
  .footer-logo { display: flex; align-items: center; gap: 10px; text-decoration: none; margin-bottom: 16px; }
  .footer-logo-icon {
    width: 38px; height: 38px; border-radius: 10px;
    background: linear-gradient(135deg, var(--sky), var(--blue));
    display: flex; align-items: center; justify-content: center;
  }
  .footer-logo-icon svg { width: 20px; height: 20px; fill: #fff; }
  .footer-logo strong { font-family: 'Playfair Display', serif; font-size: 16px; color: #fff; }
  .footer-brand p { font-size: 14px; line-height: 1.7; max-width: 280px; }
  .footer-tagline {
    margin-top: 14px; padding: 8px 14px;
    background: rgba(255,255,255,0.07); border-radius: 8px;
    display: inline-block; font-size: 12px; color: rgba(255,255,255,0.5);
    border: 1px solid rgba(255,255,255,0.10);
  }
  .footer-col h4 { font-family: 'DM Sans', sans-serif; font-size: 13px; font-weight: 700; color: #fff; letter-spacing: 1px; text-transform: uppercase; margin-bottom: 16px; }
  .footer-col a {
    display: block; font-size: 14px; color: rgba(255,255,255,0.55);
    text-decoration: none; margin-bottom: 10px;
    transition: color 0.2s;
  }
  .footer-col a:hover { color: var(--sky); }
  .footer-contact-item { display: flex; align-items: center; gap: 8px; margin-bottom: 10px; }
  .footer-contact-item svg { width: 14px; height: 14px; fill: var(--sky); flex-shrink: 0; }
  .footer-contact-item a { margin-bottom: 0; }
  .footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.10);
    padding-top: 24px;
    display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 12px;
  }
  .footer-bottom p { font-size: 13px; }
  .footer-links { display: flex; gap: 20px; }
  .footer-links a { font-size: 13px; color: rgba(255,255,255,0.45); text-decoration: none; transition: color 0.2s; }
  .footer-links a:hover { color: #fff; }

  /* ══ SCROLL TO TOP ══ */
  .scroll-top {
    position: fixed; bottom: 28px; right: 28px; z-index: 900;
    width: 44px; height: 44px; border-radius: 50%;
    background: linear-gradient(135deg, var(--sky), var(--blue));
    border: none; cursor: pointer;
    display: flex; align-items: center; justify-content: center;
    box-shadow: 0 6px 20px rgba(58,134,216,0.4);
    opacity: 0; transform: translateY(16px);
    transition: opacity 0.3s, transform 0.3s;
    pointer-events: none;
  }
  .scroll-top.show { opacity: 1; transform: none; pointer-events: all; }
  .scroll-top svg { width: 18px; height: 18px; fill: #fff; }

  /* ══ SECTION HEADER ══ */
  .section-header { text-align: center; max-width: 640px; margin: 0 auto; }
  .section-header h2 { font-size: clamp(28px, 4vw, 42px); margin-bottom: 14px; }
  .section-header p { color: var(--muted); font-size: 16px; }

  /* ══ RESPONSIVE ══ */
  @media (max-width: 900px) {
    nav { display: none; }
    .hamburger { display: flex; }
    .how-grid { grid-template-columns: 1fr; }
    .step-connector { display: none; }
    .services-grid { grid-template-columns: 1fr 1fr; }
    .why-layout, .about-layout { grid-template-columns: 1fr; }
    .why-visual { height: 300px; }
    .contact-layout { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .why-badge-card { right: 0; bottom: -10px; }
  }
  @media (max-width: 600px) {
    .section { padding: 64px 0; }
    .services-grid { grid-template-columns: 1fr; }
    .form-row { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .hero-content h1 { font-size: 32px; }
    .disclaimer-section { padding: 28px 24px; margin: 0 12px; }
  }